<!--

// check browser version
browser = navigator.appName;
  browserVer = parseInt(navigator.appVersion);
    if (browser == "Netscape" && browserVer >= 3)
      preload = "true";
    else if (browser == "Microsoft Internet Explorer" && browserVer >=3)
      preload = "true";
    else
      preload = "false";
// set up graphics
if (preload == "true") 

{
  // onMouseOver
  hom1 = new Image; hom1.src = "/subimages/home1.gif";
  nws1 = new Image; nws1.src = "/subimages/news1.gif";
  pro1 = new Image; pro1.src = "/subimages/products1.gif";
  fin1 = new Image; fin1.src = "/subimages/find-an-agent1.gif";
  pol1 = new Image; pol1.src = "/subimages/policyholders1.gif";
  clm1 = new Image; clm1.src = "/subimages/claims1.gif";
  off1 = new Image; off1.src = "/subimages/our-office1.gif";
  bod1 = new Image; bod1.src = "/subimages/bod1.gif";
  con1 = new Image; con1.src = "/subimages/contact1.gif";
  age1 = new Image; age1.src = "/subimages/agents1.gif";

  // onMouseOut
  hom2 = new Image; hom2.src = "/subimages/home2.gif";
  nws2 = new Image; nws2.src = "/subimages/news2.gif";
  pro2 = new Image; pro2.src = "/subimages/products2.gif";
  fin2 = new Image; fin2.src = "/subimages/find-an-agent2.gif";
  pol2 = new Image; pol2.src = "/subimages/policyholders2.gif";
  clm2 = new Image; clm2.src = "/subimages/claims2.gif";
  off2 = new Image; off2.src = "/subimages/our-office2.gif";
  bod2 = new Image; bod2.src = "/subimages/bod2.gif";
  con2 = new Image; con2.src = "/subimages/contact2.gif";
  age2 = new Image; age2.src = "/subimages/agents2.gif";
}

// swap images depending on cursor position over an href
function ImgChange(ImgRef,ImgName) {
  if (preload == "true") {
    document.images[ImgRef].src = eval(ImgName + ".src");
  }
}

// -->